Current SBA 504 rates · September 2026 SBA 504 historical rates → Las Vegas (702) 877-9111Reno (775) 770-1240

About NSDC

Nevada's SBA 504 Lender Since 1981

Nevada State Development Corporation is a nonprofit Certified Development Company founded in 1981. It is the oldest, largest, and only statewide CDC in Nevada with Premier Certified Lender status, and has funded more than 2,350 SBA 504 loans totaling over $1 billion, supporting 23,914 jobs.

2,350+SBA 504 loans funded
$1 billion+in SBA financing
23,914Nevada jobs supported
Since 1981Nevada's only statewide CDC

Figures as published by NSDC; verified September 2026.

What a CDC actually is

A Certified Development Company is the nonprofit the SBA licenses to deliver the government-backed 40% of a 504 loan, alongside a bank's 50% first mortgage and your 10%. You can't get a 504 without one. The full explanation.

The story, 1981 to today

NSDC was founded in 1981, in the program's early years, to give Nevada businesses a way to own the buildings they worked in. It has lent statewide from the beginning, which is why it remains the only CDC covering all of Nevada rather than one metro, and why its loan officers know Elko and Ely as well as they know Las Vegas and Reno.

The record since: more than 2,350 loans, over $1 billion in SBA financing, more than $2 billion in total project costs, and 23,914 jobs supported. In 2024 alone: 41 loans, $43.5 million financed, 467 jobs projected.

The number that matters most isn't on that list. NSDC has outlasted several credit cycles, and a 504 loan runs for 25 years. When you choose the lender that services your loan for its full life, you're choosing the one that will still be here in year twenty. That's the whole point of a long-term servicer, and it's the part of the story we're proudest of.

Why PCLP status matters to you

Premier Certified Lender means NSDC approves 504 loans in-house rather than routing each file to the SBA. That's why prequalification is fast and why most of our loans close within 45 days. The credential is a speed argument, not a plaque.

Recognition

The 2025 Nevada 504 CDC Lender of the Year award, 1st place, from the U.S. Small Business Administration
#1 SBA 504 CDC of Nevada, SBA Nevada District Office, 2025. Nevada 504 CDC Lender of the Year, 1st place.

Where we lend

Nevada, statewide. Mojave County, Arizona. Eleven eastern California counties. Two offices, in Las Vegas and Reno, one team. Where we lend, county by county.

The people

Evan Dickson

Evan Dickson

President
Paola Gonzalez

Paola Gonzalez

EVP/COO
Karen Szachara

Karen Szachara

EVP/Portfolio Manager
Yolie De Hoyos

Yolie De Hoyos

VP/Loan Officer
Meet the whole team

Forty-five years of Nevada buildings. Yours could be next.

Four details, no credit pull. A loan officer in Reno or Las Vegas reads them and calls you. Pre-qualification within three business days.

  • Free
  • No credit pull
  • No documents to start
  • A named officer replies

We love owning this because we're in charge of our destiny. Full Tilt Logistics, NSDC borrower · 2,350+ loans since 1981