Current SBA 504 rates · September 2026 SBA 504 historical rates → Las Vegas (702) 877-9111Reno (775) 770-1240

Prequalify

See if you prequalify. It's free, it's fast, and it commits you to nothing.

Four details about the project and two about you. A loan officer reads it, not a machine, and comes back with a straight answer.

About two minutes · 0 of 6 done

The project
Your best estimate is fine.
You

Four details, no credit pull. A loan officer in Reno or Las Vegas reads them and calls you. Pre-qualification within three business days.

  • Free
  • No credit pull
  • No documents to start
  • A named officer replies

We love owning this because we're in charge of our destiny. Full Tilt Logistics, NSDC borrower · 2,350+ loans since 1981

What happens next

  1. A loan officer reads it.

    Not a form letter. A person who has closed hundreds of these looks at your four details.

  2. You get a straight answer within three business days.

    Whether the deal fits, what structure it would take, and what you'd need to bring. If it doesn't fit, we'll say so and tell you what would change that.

  3. If it's a fit, we walk you through the four phases.

    Prequalify, apply, approve, close. Full SBA approval typically takes two to three weeks; most of our loans close within 45 days. The four phases.

What you don't need yet

  • No tax returns
  • No appraisal
  • No business plan
  • No credit pull
  • No purchase agreement. You can prequalify before you've found the building, and we'd encourage it.

If you'd rather just talk

Las Vegas

1551 Desert Crossing Ct, Suite 100, Las Vegas, NV 89144
(702) 877-9111 · toll-free (877) 732-7101
Monday to Friday, 7:00 AM to 4:00 PM

The Las Vegas office

Reno

6572 South McCarran Blvd, Reno, NV 89509
(775) 770-1240 · toll-free (800) 726-2494
Monday to Friday, 7:00 AM to 4:00 PM

The Reno office

Already a borrower?

This form starts a new loan. For a loan you already have, call servicing at the office that closed it, or send documents through the secure upload at secure.nsdc.com. What happens after you close.

This page is for general informational purposes only and does not constitute legal, tax, or financial advice. Prequalification is not a commitment to lend; loan terms and eligibility are subject to SBA guidelines and underwriting.